<div dir="auto"><div><div style="max-height:999999px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;margin:16px 20px;color:rgb(230,232,240);background-color:rgb(16,18,24)" dir="auto">Your instinct to question the use of "account" versus "identity" is astute, as they carry significantly different meanings in the context of customer or user data resolution. "Identity resolution" is a far more robust and modern concept than "account resolution." It focuses on creating a single, comprehensive view of a user across all touchpoints, while "account" is a more limited term tied to a specific system.<span style="max-height:999999px"><span style="max-height:999999px"> <button style="max-height:999999px;margin:0px 6px 0px 0px;background:none 0% 0%/auto repeat scroll padding-box border-box rgb(37,38,46);border-width:initial;border-style:none;border-color:initial;border-radius:10px;height:20px;padding:0px;width:20px;outline:0px"><span style="max-height:999999px;color:rgb(230,232,240);display:inline-block"></span></button></span></span></div><div style="max-height:999999px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;margin:16px 20px;color:rgb(230,232,240);background-color:rgb(16,18,24)" dir="auto">Here is an opinionated breakdown of why "identity" is the more effective and forward-thinking term:</div><div style="max-height:999999px;color:rgb(230,232,240);font-family:"google sans",roboto,arial,sans-serif;font-size:small;background-color:rgb(16,18,24)" dir="auto"></div><div style="max-height:999999px;margin:30px 20px;color:rgb(230,232,240);font-family:"google sans",roboto,arial,sans-serif;font-size:20px;line-height:28px;background-color:rgb(16,18,24)" dir="auto">The limitations of "account"</div><div style="max-height:999999px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;margin:16px 20px;color:rgb(230,232,240);background-color:rgb(16,18,24)" dir="auto">The term "account" is an artifact of older, siloed data systems. It is specific to a single product, channel, or database.<span style="max-height:999999px"><span style="max-height:999999px"> <button style="max-height:999999px;margin:0px 6px 0px 0px;background:none 0% 0%/auto repeat scroll padding-box border-box rgb(37,38,46);border-width:initial;border-style:none;border-color:initial;border-radius:10px;height:20px;padding:0px;width:20px;outline:0px"><span style="max-height:999999px;color:rgb(230,232,240);display:inline-block"></span></button></span></span></div><ul style="max-height:999999px;margin:16px 20px;padding:0px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;color:rgb(230,232,240);background-color:rgb(16,18,24)"><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">System-specific:</span> A customer may have an "account" for your mobile app, another for your e-commerce website, and a third for your loyalty program. "Account resolution" would only address issues within one of these silos at a time.</span></li><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">Limited scope:</span> It fails to consider offline activities, device usage, or interactions that occur before a customer creates a formal account.</span></li><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">Fragmented experience:</span> A focus on accounts leads to a fragmented understanding of the customer, which results in disjointed, impersonal, and sometimes repetitive or irrelevant communications.</span><span style="max-height:999999px"><span style="max-height:999999px"> <button style="max-height:999999px;margin:0px 6px 0px 0px;background:none 0% 0%/auto repeat scroll padding-box border-box rgb(37,38,46);border-width:initial;border-style:none;border-color:initial;border-radius:10px;height:20px;padding:0px;width:20px;outline:0px"><span style="max-height:999999px;color:rgb(230,232,240);display:inline-block"></span></button></span></span></li></ul><div style="max-height:999999px;color:rgb(230,232,240);font-family:"google sans",roboto,arial,sans-serif;font-size:small;background-color:rgb(16,18,24)" dir="auto"></div><div style="max-height:999999px;margin:30px 20px;color:rgb(230,232,240);font-family:"google sans",roboto,arial,sans-serif;font-size:20px;line-height:28px;background-color:rgb(16,18,24)" dir="auto">The power of "identity"</div><div style="max-height:999999px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;margin:16px 20px;color:rgb(230,232,240);background-color:rgb(16,18,24)" dir="auto">Using the term "identity" signals a modern, customer-centric approach to data management. It refers to the unique representation of a real-world person, encompassing all their associated attributes and interactions.<span style="max-height:999999px"><span style="max-height:999999px"> <button style="max-height:999999px;margin:0px 6px 0px 0px;background:none 0% 0%/auto repeat scroll padding-box border-box rgb(37,38,46);border-width:initial;border-style:none;border-color:initial;border-radius:10px;height:20px;padding:0px;width:20px;outline:0px"><span style="max-height:999999px;color:rgb(230,232,240);display:inline-block"></span></button></span></span></div><div style="max-height:999999px;color:rgb(230,232,240);font-family:"google sans",roboto,arial,sans-serif;font-size:small;background-color:rgb(16,18,24)" dir="auto"></div><div style="max-height:999999px;color:rgb(230,232,240);margin:30px 20px 16px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;background-color:rgb(16,18,24)" dir="auto">Creates a unified customer view</div><ul style="max-height:999999px;margin:16px 20px;padding:0px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;color:rgb(230,232,240);background-color:rgb(16,18,24)"><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">Consolidated data:</span> Identity resolution stitches together a user's disparate digital and offline records to create a "unified profile" or "golden record." This single source of truth includes emails, device IDs, website activity, and purchase history from across your entire ecosystem.</span></li><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">360-degree perspective:</span> With a unified profile, your company gains a complete, 360-degree view of the customer. You can see their journey from an anonymous website visitor to an authenticated user and beyond.</span><span style="max-height:999999px"><span style="max-height:999999px"> <button style="max-height:999999px;margin:0px 6px 0px 0px;background:none 0% 0%/auto repeat scroll padding-box border-box rgb(37,38,46);border-width:initial;border-style:none;border-color:initial;border-radius:10px;height:20px;padding:0px;width:20px;outline:0px"><span style="max-height:999999px;color:rgb(230,232,240);display:inline-block"></span></button></span></span></li></ul><div style="max-height:999999px;color:rgb(230,232,240);font-family:"google sans",roboto,arial,sans-serif;font-size:small;background-color:rgb(16,18,24)" dir="auto"></div><div style="max-height:999999px;color:rgb(230,232,240);margin:30px 20px 16px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;background-color:rgb(16,18,24)" dir="auto">Drives personalization and value</div><ul style="max-height:999999px;margin:16px 20px;padding:0px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;color:rgb(230,232,240);background-color:rgb(16,18,24)"><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">Consistent experience:</span> Knowing the customer's identity allows you to deliver seamless and consistent personalized experiences across all channels. This is what modern customers expect.</span></li><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">Improved marketing:</span> Marketers can use a resolved identity to power more accurate segmentation, attribution, and personalization, which increases return on ad spend and loyalty.</span><span style="max-height:999999px"><span style="max-height:999999px"> <button style="max-height:999999px;margin:0px 6px 0px 0px;background:none 0% 0%/auto repeat scroll padding-box border-box rgb(37,38,46);border-width:initial;border-style:none;border-color:initial;border-radius:10px;height:20px;padding:0px;width:20px;outline:0px"><span style="max-height:999999px;color:rgb(230,232,240);display:inline-block"></span></button></span></span></li></ul><div style="max-height:999999px;color:rgb(230,232,240);font-family:"google sans",roboto,arial,sans-serif;font-size:small;background-color:rgb(16,18,24)" dir="auto"></div><div style="max-height:999999px;color:rgb(230,232,240);margin:30px 20px 16px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;background-color:rgb(16,18,24)" dir="auto">Benefits beyond marketing</div><ul style="max-height:999999px;margin:16px 20px;padding:0px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;color:rgb(230,232,240);background-color:rgb(16,18,24)"><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">Better analytics:</span> Analysts can understand customer behavior at the individual level, not just the session or device level.</span></li><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">Fraud detection:</span> Financial institutions can use identity resolution to connect a customer's activity across systems, helping to detect fraudulent behavior more effectively.</span></li><li style="max-height:999999px;margin:0px 0px 16px;padding:0px;list-style:disc"><span style="max-height:999999px"><span style="max-height:999999px">Enhanced compliance:</span> With a unified identity, you can centralize a user's consent and opt-out preferences, ensuring they are honored across all systems and helping you meet privacy obligations.</span><span style="max-height:999999px"><span style="max-height:999999px"> <button style="max-height:999999px;margin:0px 6px 0px 0px;background:none 0% 0%/auto repeat scroll padding-box border-box rgb(37,38,46);border-width:initial;border-style:none;border-color:initial;border-radius:10px;height:20px;padding:0px;width:20px;outline:0px"><span style="max-height:999999px;color:rgb(230,232,240);display:inline-block"></span></button></span></span></li></ul><div style="max-height:999999px;font-family:"google sans",roboto,arial,sans-serif;font-size:16px;line-height:24px;margin:16px 20px;color:rgb(230,232,240);background-color:rgb(16,18,24)" dir="auto"><span style="max-height:999999px">Your opinion is well-founded:</span> Moving the conversation from "account resolution" to "identity resolution" elevates the discussion from a technical issue in one specific system to a strategic, business-wide initiative that enables richer customer experiences, better data quality, and more effective operations.</div></div><div><br></div><div data-smartmail="gmail_signature">Shannon Day</div></div><br><div class="gmail_quote gmail_quote_container"><div dir="ltr" class="gmail_attr">On Tue, Sep 16, 2025, 12:28 PM Dick Hardt via Openid-specs-ipsie <<a href="mailto:openid-specs-ipsie@lists.openid.net">openid-specs-ipsie@lists.openid.net</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div dir="ltr"><div dir="ltr"><a href="https://github.com/openid/ipsie/pull/112" target="_blank" rel="noreferrer">https://github.com/openid/ipsie/pull/112</a></div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Mon, Sep 15, 2025 at 5:21 PM Dick Hardt <<a href="mailto:dick.hardt@gmail.com" target="_blank" rel="noreferrer">dick.hardt@gmail.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr">Hey everyone<br><br>I was reflecting on the account resolution discussion and questioned using the term identity rather than account. <br><br>Identity is an overloaded term in our industry. In my experience, everyone has a slightly different idea of what they mean when they say the term. <br><br>Thoughts?<div><br></div><div>/Dick</div></div>
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