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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">See using confidentiality code to define policy discussion below. Ken<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> agropper@gmail.com [mailto:agropper@gmail.com]
<b>On Behalf Of </b>Adrian Gropper<br>
<b>Sent:</b> Wednesday, July 27, 2016 1:23 PM<br>
<b>To:</b> Salyards, Kenneth (SAMHSA/OPPI)<br>
<b>Cc:</b> Eve Maler; John Moehrke; HEART List<br>
<b>Subject:</b> Re: [Openid-specs-heart] Resources vs Resource sets<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Adding my comments inline to Ken's...<br>
<br>
On Wednesday, July 27, 2016, Salyards, Kenneth (SAMHSA/OPPI) <<a href="mailto:Kenneth.Salyards@samhsa.hhs.gov">Kenneth.Salyards@samhsa.hhs.gov</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">See my thoughts below:</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Openid-specs-heart [mailto:<a href="javascript:_e(%7B%7D,'cvml','openid-specs-heart-bounces@lists.openid.net');" target="_blank">openid-specs-heart-bounces@lists.openid.net</a>]
<b>On Behalf Of </b>Eve Maler<br>
<b>Sent:</b> Wednesday, July 27, 2016 12:25 PM<br>
<b>To:</b> John Moehrke<br>
<b>Cc:</b> HEART List<br>
<b>Subject:</b> Re: [Openid-specs-heart] Resources vs Resource sets</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Eliding older parts of this thread:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">If I understand right:<o:p></o:p></p>
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<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l6 level1 lfo1">
Confidentiality codes are not deterministically applicable to FHIR resources.<o:p></o:p></li></ul>
<p style="margin-left:1.5in"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">-</span><span style="font-size:7.0pt;color:#1F497D">
</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">They are applicable to any data container - Ken</span><o:p></o:p></p>
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<p class="MsoNormal">Agree. They are metadata that can be specified and attached to any FHIR resource. - AG<o:p></o:p></p>
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Patients are not trustworthy for applying confidentiality codes to FHIR resources because they could get them wrong.<o:p></o:p></li></ul>
<p style="margin-left:1.5in"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">-</span><span style="font-size:7.0pt;color:#1F497D">
</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">I agree. Patients define their policy. It is an enforcement engine (AP/RS) that is responsible for applying policy correctly.</span><o:p></o:p></p>
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<p class="MsoNormal">Disagree. An institution can suggest or default a Confidtiality Code for any particular FHIR resource but the patient has full authority to change it if the institution provides that functionality. - AG<o:p></o:p></p>
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FHIR API servers <span style="color:#1F497D">(UMA RS) </span>are trustworthy to be authoritative for applying confidentiality codes to FHIR resources.<o:p></o:p></li></ul>
<p style="margin-left:1.5in"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">-</span><span style="font-size:7.0pt;color:#1F497D">
</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">yes</span><o:p></o:p></p>
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<p class="MsoNormal">Agree - AG <o:p></o:p></p>
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Therefore:<o:p></o:p></li></ul>
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<li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 level2 lfo5">
We posit that it makes sense for FHIR API servers as UMA resource servers to apply confidentiality codes to FHIR resources during the process of UMA resource set registration at UMA authorization servers.<span style="color:#1F497D"> – does this mean at the
point of sharing?</span><o:p></o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l3 level2 lfo5">
I don't understand what "apply" means. An UMA resource server can offer Confidentiality Codes as a scope just like any other scope. The only difference is that "write" is obvious whereas a confidentiality code must link to a well known standard that the RS
and AS can both reference. - AG <o:p></o:p></li></ul>
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<o:p> </o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level2 lfo6">
We think UMA authorization servers could use this extra confidentiality code information to help patients as UMA resource owners to set sharing policy in a convenient fashion. (Concrete examples here would be good!)<span style="color:#1F497D"> – I think this
is reverse to how it would work</span><o:p></o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l2 level2 lfo6">
Agree with Eve. The availability of the codes or any other scoping tool is for the convenience of the patient in setting policy.
<span style="color:#1F497D">–</span> AG<o:p></o:p></li></ul>
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<![if !supportLists]><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Using confidentiality codes for a patient to create policy is like performing brain surgery to remove a tumor with a club or a sledgehammer. If a
user is presented with a document that is marked restricted for example; what are they to do with that from a policy perspective? What made the document restricted? What if the user turns off the restricted document code? Does the user turn off the restricted
code at the document level and manually examine the document to set the restricted flag at the section or entry level? What information is the patient even trying to protect? This is not defining policy, it represents a brute force method to use something
that is not appropriate for the use proposed.<o:p></o:p></span></p>
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<![if !supportLists]><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">The patient would define their policy based on information that is familiar to them (e.g., Sensitive Categories) and is related to conditions that
they either have or don’t have in a patient/user friendly manner. <o:p></o:p></span></p>
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<![if !supportLists]><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><span style="mso-list:Ignore">-<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">The patient always has the choice to share all information.<o:p></o:p></span></p>
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<o:p> </o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l5 level2 lfo7">
It's an open question where extending the UMA resource set registration messaging flow is an in-scope activity that we in HEART should be taking on.<span style="color:#1F497D"> – I think it would be in-scope for without this the process would be incomplete</span><o:p></o:p></li><li class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l5 level2 lfo7">
Support for standardized metadata when available, in general, is a critical feature for all of UMA. I think this is both an UMA and a HEART imperative. - AG<o:p></o:p></li></ul>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">If we conclude for the last bullet that it's not in scope for HEART, by the way, it's still entirely possible for an extension to be written and for a community to get implementation
experience with it. And then HEART could consider adding that spec to its charter at some appropriate time.<o:p></o:p></p>
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<p class="MsoNormal">See above. I think this is an UMA issue more than just HEART - AG<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Adrian<o:p></o:p></p>
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<p><b>Eve Maler<br>
</b>ForgeRock Office of the CTO | VP Innovation & Emerging Technology<br>
Cell +1 425.345.6756 | Skype: xmlgrrl | Twitter: @xmlgrrl<br>
<b>ForgeRock Summits and UnSummits</b> <a href="http://summits.forgerock.com/" target="_blank">
are coming to</a> <b>Sydney, London, and Paris!</b><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">On Wed, Jul 27, 2016 at 8:51 AM, John Moehrke <<a href="javascript:_e(%7B%7D,'cvml','johnmoehrke@gmail.com');" target="_blank">johnmoehrke@gmail.com</a>> wrote:<o:p></o:p></p>
<p>Hi Aaron<o:p></o:p></p>
<p>I think you need something in the "beyond" category. Confidentiality is rather blunt.<o:p></o:p></p>
<p>In the beyond category we could have dynamically created scopes. Scopes that could be invented on your RS, communicated to the UMA authority to be used in authorization statements. In this way the patient could be creative to create scopes as complex as
they want, tagging their controlled PHR data how they want. This could be many scopes that overlap as desired by the patient. This kind of tag would be a security "compartment" kind of tag. (Somewhat like a http RESTful compartment).<o:p></o:p></p>
<p>Note that in this solution I am still putting the responsibility of tagging in the RS, and relying on RS magic. It is simply more dynamic. This dynamic function is hard. Lets walk first.<o:p></o:p></p>
<p><span style="color:#888888">John</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">On Jul 27, 2016 10:28 AM, "Aaron Seib" <<a href="javascript:_e(%7B%7D,'cvml','aaron.seib@nate-trust.org');" target="_blank">aaron.seib@nate-trust.org</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Thank you John.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">I am still a little dull in the drawer with the broken knives but I think I get it now.
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Before I trick myself into thinking I got it let me ask a question that goes one layer deeper (I
am actually working on using this today for an Autism Pilot so bear with me if I am being selfish with the Task Force’s time) .</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">The very narrow use case that I am dealing with is the sharing of data between a consumer and a research
registry. For context – we are making a consumer controlled PHI aggregator app available for free to participants in the project (family caregiver(s), the proband and their siblings). We are striving to make it easy for the family to gather their EHR data
(today all we can support is Upload of a CDA and Transport via direct). They are free to do with it what they will. If they choose to do so they can mark the data as okay to share with researchers.
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">When I look at the classification codes I am trying to deduce what codes I would use to convey that.
In other words, if all their data was initially tagged as “V” and via the UI they could change it to “N” we could constrain what is shared with the research registry to only be that data that has a confidentiality code marked with an “N”. But that seems sort
of a strained use so I am wondering if there is some other standard that would make more sense in that kind of scenario.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Again, I want to be aligned with the standard but not sure how best to do so. Worse, I may be trying
to use the wrong standard and there is a better one to use. Or I am putting too much thought into it and a binary value is sufficient for this use case?</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Aaron Seib, CEO</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">@CaptBlueButton
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> (o)
<a href="tel:301-540-2311" target="_blank">301-540-2311</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">(m)
<a href="tel:301-326-6843" target="_blank">301-326-6843</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="http://nate-trust.org" target="_blank"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;text-decoration:none"><img border="0" width="205" height="48" id="_x0000_i1025" src="cid:image001.jpg@01D1E812.1D373DF0"></span></a><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> John Moehrke [mailto:<a href="javascript:_e(%7B%7D,'cvml','johnmoehrke@gmail.com');" target="_blank">johnmoehrke@gmail.com</a>]
<br>
<b>Sent:</b> Wednesday, July 27, 2016 10:50 AM<br>
<b>To:</b> Aaron Seib<br>
<b>Cc:</b> HEART List; Nancy Lush<br>
<b>Subject:</b> RE: [Openid-specs-heart] Resources vs Resource sets</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p>Yes it is a big knife today. The codes are based on privacy harm evaluation. They are not specific to CE to CE; although that is the most use. Yes all sensitive topics go into R. So yes you can't use this system more finegrain.
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<p>We can get this start.... And improve later... <o:p></o:p></p>
<p>Later we can add sensitivity tags. Or compartment tags. Or....<o:p></o:p></p>
<p>John<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">On Jul 27, 2016 9:20 AM, "Aaron Seib" <<a href="javascript:_e(%7B%7D,'cvml','aaron.seib@nate-trust.org');" target="_blank">aaron.seib@nate-trust.org</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">John
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">I follow you now and I think Mr. Lush’s suggestion would be fruitful and help clarify some of the
things I am struggling with at this current point in time.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">“The point is to draw a line and declare the side of the line you are going to solve.” I think that
you’ve diagnosed my confusion precisely. I’d like to clearly understand what Consumer Directed means in the context of HEART specifically with regards to the use of confidentiality codes.
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Just to be explicit - as I may be off the rails in my understanding already – where we make reference
to confidentiality codes I am assuming we are referring to </span><a href="http://hl7-fhir.github.io/v3/ConfidentialityClassification/vs.html" target="_blank">http://hl7-fhir.github.io/v3/ConfidentialityClassification/vs.html</a> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Is that a bad inference? My read of the description of these codes seems to indicate that they were
devised in relation to the exchange between Covered Entities, right? </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">I am assuming that on the RS side these codes would be applied based on policy interpretation of
the Covered Entity and what we’ve been talking about is that for consumer directed exchange it is the consumer who would define a rule that said in effect When sharing my PHI with recipient X – the disclosing system can share anything that has a classification
code assigned by the CE in (U, L, M, N) but not in (R, V). When sharing with my PCP or consumer app you can share anything that has a classification in (U, L, M, N, R, V).</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">I feel like that is a sophomoric understanding but I hope putting it out their as what I am able
to understand at this point might be helpful to improving everyone’s understanding.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">An example of where I get confused is when there is a reference to Alice not wanting to share her
HIV related PHI. I don’t follow how this approach would get to that level of granularity as the classification system doesn’t differentiate between V’s that are classified that way because it is related to HIV versus other V’s that are classified that way
because it relates to domestic violence, for example.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">I am not the sharpest knife in the drawer but I really share this in the hopes that it will be helpful
in getting clarity around the discussion for others in the same boat as me. </span>
<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Thank you for your patients.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Aaron</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Aaron Seib, CEO</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">@CaptBlueButton
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> (o)
<a href="tel:301-540-2311" target="_blank">301-540-2311</a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">(m)
<a href="tel:301-326-6843" target="_blank">301-326-6843</a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="http://nate-trust.org" target="_blank"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;text-decoration:none"><img border="0" width="205" height="48" id="_x0000_i1026" src="cid:image001.jpg@01D1E812.1D373DF0"></span></a><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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