<html>
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
</head>
<body dir="auto">
Hello FAPI WG
<div dir="ltr"></div>
<div dir="ltr"></div>
<div><br>
</div>
<div>The comment period on the rulemaking has been opened August 22nd, link below. </div>
<div><br>
</div>
<div>There are four specific points they request comments on, that were considered insufficient (and which May subsequently resolve the court cases brought against the CFPB during last administration.)</div>
<div><br>
</div>
<div><span style="font-size: 16px; caret-color: rgb(16, 24, 32); color: rgb(16, 24, 32); font-family: "Source Sans 3 Variable", arial, sans-serif; -webkit-text-size-adjust: 100%;">• the proper understanding of who can serve as a “representative” making a request
on behalf of the consumer;</span></div>
<div><span style="font-size: 16px; caret-color: rgb(16, 24, 32); color: rgb(16, 24, 32); font-family: "Source Sans 3 Variable", arial, sans-serif; -webkit-text-size-adjust: 100%;"><br>
</span></div>
<div><span style="font-size: 16px; caret-color: rgb(16, 24, 32); color: rgb(16, 24, 32); font-family: "Source Sans 3 Variable", arial, sans-serif; -webkit-text-size-adjust: 100%;">• the optimal approach to the assessment of fees to defray the costs incurred
by a “covered person” in responding to a customer driven request; </span></div>
<div><span style="font-size: 16px; caret-color: rgb(16, 24, 32); color: rgb(16, 24, 32); font-family: "Source Sans 3 Variable", arial, sans-serif; -webkit-text-size-adjust: 100%;"><br>
</span></div>
<div><span style="font-size: 16px; caret-color: rgb(16, 24, 32); color: rgb(16, 24, 32); font-family: "Source Sans 3 Variable", arial, sans-serif; -webkit-text-size-adjust: 100%;">• the threat and cost-benefit pictures for data security associated with section
1033 compliance;</span></div>
<div><span style="font-size: 16px; caret-color: rgb(16, 24, 32); color: rgb(16, 24, 32); font-family: "Source Sans 3 Variable", arial, sans-serif; -webkit-text-size-adjust: 100%;"><br>
</span></div>
<div><span style="font-size: 16px; caret-color: rgb(16, 24, 32); color: rgb(16, 24, 32); font-family: "Source Sans 3 Variable", arial, sans-serif; -webkit-text-size-adjust: 100%;"> • the threat picture for data privacy associated with section 1033 compliance.</span></div>
<div><br>
</div>
<div>I do not know if the WG will have strong view of the first two points but I think we should probably comment on the last two points. </div>
<div><br>
</div>
<div>Cochairs- </div>
<div><br>
</div>
<div>I will reactivate and check with the participants in the US /Canada Open Banking Subgroup if there are volunteers to lead edit. </div>
<div><br>
</div>
<div>On the next FAPI WG- can you see if there are people interested in joining the subgroup that will prepares the comments, and note that I am asking for volunteers interested in being lead editors of OIDF comments? </div>
<div><br>
</div>
<div>OIDF staff can add to comments and help edit at the end, but we will struggle to lead edit during the next 60 day comment period.</div>
<div><br>
</div>
<div>Gail </div>
<div><br>
</div>
<div>
<div style="display: block;" class="">
<div style="-webkit-user-select: all; -webkit-user-drag: element; display: inline-block;" class="apple-rich-link" draggable="true" role="link" data-url="https://www.consumerfinance.gov/rules-policy/rules-under-development/personal-financial-data-rights-reconsideration/">
<a style="border-radius:10px;font-family:-apple-system, Helvetica, Arial, sans-serif;display:block;-webkit-user-select:none;width:300px;user-select:none;-webkit-user-modify:read-only;user-modify:read-only;overflow:hidden;text-decoration:none;" class="lp-rich-link" rel="nofollow" href="https://www.consumerfinance.gov/rules-policy/rules-under-development/personal-financial-data-rights-reconsideration/" dir="ltr" role="button" draggable="false" width="300">
<table style="table-layout:fixed;border-collapse:collapse;width:300px;background-color:#E6E6E6;font-family:-apple-system, Helvetica, Arial, sans-serif;" class="lp-rich-link-emailBaseTable" cellpadding="0" cellspacing="0" border="0" width="300">
<tbody>
<tr>
<td vertical-align="center" align="center"><img style="width:300px;filter:brightness(0.97);height:157px;" width="300" height="157" draggable="false" class="lp-rich-link-mediaImage" alt="logo_open-graph_facebook.d0dedfbe1787.png" src="cid:5CA48E43-4902-4CB0-BE65-403ECE88DF7F"></td>
</tr>
<tr>
<td vertical-align="center">
<table bgcolor="#E6E6E6" cellpadding="0" cellspacing="0" width="300" style="table-layout:fixed;font-family:-apple-system, Helvetica, Arial, sans-serif;background-color:rgba(230, 230, 230, 1);-apple-color-filter:initial;" class="lp-rich-link-captionBar">
<tbody>
<tr>
<td style="padding:8px 0px 8px 0px;" class="lp-rich-link-captionBar-textStackItem">
<div style="max-width:100%;margin:0px 16px 0px 16px;overflow:hidden;" class="lp-rich-link-captionBar-textStack">
<div style="word-wrap:break-word;font-weight:500;font-size:12px;overflow:hidden;text-overflow:ellipsis;text-align:left;" class="lp-rich-link-captionBar-textStack-topCaption-leading">
<a rel="nofollow" href="https://www.consumerfinance.gov/rules-policy/rules-under-development/personal-financial-data-rights-reconsideration/" style="text-decoration: none" draggable="false"><font color="#000000" style="color: rgba(0, 0, 0, 1);">Personal Financial
Data Rights Reconsideration | Consumer Financial Protection Bureau</font></a></div>
<div style="word-wrap:break-word;font-weight:400;font-size:11px;overflow:hidden;text-overflow:ellipsis;text-align:left;" class="lp-rich-link-captionBar-textStack-bottomCaption-leading">
<a rel="nofollow" href="https://www.consumerfinance.gov/rules-policy/rules-under-development/personal-financial-data-rights-reconsideration/" style="text-decoration: none" draggable="false"><font color="#A2A2A9" style="color: rgba(60, 60, 67, 0.6);">consumerfinance.gov</font></a></div>
</div>
</td>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
</a></div>
</div>
<br>
</div>
<div><br>
</div>
</body>
</html>