
<html>

<head>

<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">

</head>

<body>

<div class="" style="word-wrap:break-word; line-break:after-white-space">

<div class="">The draft attached represents the collective wisdom of the Financial-Grade APIs WG.</div>

<div class=""><br class="">

</div>

<div class="">I leave the final approval to the WG Co Chairs </div>

<div class=""><br class="">

</div>

<div class="">And the final <i class="">click to send </i>to Nat </div>

<div class=""><br class="">

</div>

<div class=""><br class="">

</div>

</div>

<div class="" style="word-wrap:break-word; line-break:after-white-space"><br class="">

<div class="">

<div dir="auto" class="" style="word-wrap:break-word; line-break:after-white-space">

<div style="color:rgb(0,0,0); font-family:Helvetica; font-size:18px; font-style:normal; font-weight:normal; letter-spacing:normal; text-align:start; text-indent:0px; text-transform:none; white-space:normal; word-spacing:0px; text-decoration:none">

--<br class="">

Don Thibeau : Executive Director, OpenID Foundation<br class="">

<a href="mailto:director@oidf.org" class="">Email: director@oidf.org</a></div>

<div style="text-align:start; text-indent:0px">Voice: +1 202.841.8222<br class="">

<a href="https://openid.net/foundation" class="">https://openid.net/foundation</a></div>

</div>

</div>

<br class="">

</div>

</body>

</html>