<div dir="ltr"><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">Hi Anders</div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif"><br></div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">I think you are missing a key part of PSD2 PISPs - it's about "online access". </div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">ASPSPs only need to provide PISPs access to initiate payments via mechanisms available to the PSU online. </div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif"><br></div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">Other parts of PSD2 cover other payment methods, but not the sections on PISPs</div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif"><br></div><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">Dave</div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Fri, 5 Jun 2020 at 08:38, Anders Rundgren via Openid-specs-fapi <<a href="mailto:openid-specs-fapi@lists.openid.net">openid-specs-fapi@lists.openid.net</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">AFAICT, EMV is fully aligned with PSD2. The cards are [generally] issued by the ASPSPs and the payment terminal ("SCA application") are endorsed by the ASPSPs. That is, there is no delegation of trust with respect to PSUs or their credentials.<br>
<br>
What could a PSD2 TPP do here? Presumably the same thing as Stripe, Worldpay, etc. ("Payment Gateway"), but with the difference that it would only need to be licensed.<br>
<br>
If this is a viable business or not is another question but this seems equally relevant for the "traditional" PISP as well.<br>
<br>
So, how do we get EMV into the FAPI standard? :)<br>
<br>
Anders<br>
<br>
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