<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class="">ATL is Account Technologies and CK is Credit Kudos I believe - ie. two different TPPs have collected data. It's not clear why in some cases there's a divergence in the drop off rates between the two.<div class=""><br class=""></div><div class="">Joseph</div><div class=""><br class=""><div><br class=""><blockquote type="cite" class=""><div class="">On 2 Aug 2018, at 06:52, n-sakimura <<a href="mailto:n-sakimura@nri.co.jp" class="">n-sakimura@nri.co.jp</a>> wrote:</div><br class="Apple-interchange-newline"><div class="">
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<div style="direction: ltr;" class="">Thanks a lot! </div>
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<div style="direction: ltr;" class="">What does ATL and CK mean? </div>
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<div style="direction: ltr;" class="">Nat</div>
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<div style="direction: ltr;" class="">Nat Sakimura / <a href="mailto:n-sakimura@nri.co.jp" class="">n-sakimura@nri.co.jp</a> / +81-90-6013-6276</div>
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<div id="divRplyFwdMsg" dir="dir="ltr"" class=""><font face="Calibri, sans-serif" style="font-size:11pt" class=""><b class="">差出人:</b> 12代理)<br class="">
<b class="">送信日時:</b> 水曜日, 8月 1, 2018 10:13 午後<br class="">
<b class="">宛先:</b> Joseph Heenan<br class="">
<b class="">Cc:</b> Torsten Lodderstedt; Financial API Working Group List<br class="">
<b class="">件名:</b> Re: [Openid-specs-fapi] Drop off rates on UK open banking vs screen scraping
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Thanks for sharing! (Even if it partially looks a bit depressing) <br class="">
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> Am 01.08.2018 um 14:53 schrieb Joseph Heenan via Openid-specs-fapi <<a href="mailto:openid-specs-fapi@lists.openid.net" class="">openid-specs-fapi@lists.openid.net</a>>:
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> Hi all, <br class="">
> <br class="">
> I thought the attached powerpoint might be interesting to the list. Account Technologies & Credit Kudos have gathered data from their systems on what percentage of their users that start trying to add a bank account actually finish the process successfully,
comparing screen scraping to UK openbanking. <br class="">
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> The sample size is in the low thousands. <br class="">
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> It's clear that there's a big variance between banks, with some banks having implemented an API based flow that notably more users succeed at, whilst other banks seem to have managed to make the experience worse than screen scraping.
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> Joseph <br class="">
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> <Open Banking Authentication Step and Sign Up Rates.pptx> <br class="">
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