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<p class="MsoNormal"><span lang="EN-US" style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#1F497D">Thanks.
<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#1F497D">FYI, here is the API documentation for UPI.
<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#1F497D"><a href="https://docs.razorpay.com/docs/payments">https://docs.razorpay.com/docs/payments</a><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN-US" style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#1F497D">Nat<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span lang="EN-US" style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span lang="EN-US" style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Openid-specs-fapi [mailto:openid-specs-fapi-bounces@lists.openid.net]
<b>On Behalf Of </b>Suhas Chatekar via Openid-specs-fapi<br>
<b>Sent:</b> Wednesday, January 10, 2018 7:48 AM<br>
<b>To:</b> Financial API Working Group List <openid-specs-fapi@lists.openid.net><br>
<b>Cc:</b> Suhas Chatekar <suhas.chatekar@gmail.com><br>
<b>Subject:</b> Re: [Openid-specs-fapi] Discovery & PAYM<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US">If it is relevant to this conversation then UPI in India (<a href="https://en.wikipedia.org/wiki/Unified_Payments_Interface">https://en.wikipedia.org/wiki/Unified_Payments_Interface</a>) works in exactly the same way.
It may be easier to find out how UPI works.<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US">Suhas<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US">On Tue, 9 Jan 2018 at 22:43 Dave Tonge via Openid-specs-fapi <<a href="mailto:openid-specs-fapi@lists.openid.net">openid-specs-fapi@lists.openid.net</a>> wrote:<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-family:"Trebuchet MS",sans-serif">Hi everyone<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-family:"Trebuchet MS",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-family:"Trebuchet MS",sans-serif">We discussed in one of the previous calls about a UK service called Paym: <a href="https://paym.co.uk/" target="_blank">https://paym.co.uk/</a> and I agreed to send a short
note to the list.<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-family:"Trebuchet MS",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-family:"Trebuchet MS",sans-serif">The discussion was in the context of CIBA which requires a user identifier to start the flow. The Paym system allows consumers in the UK to make payments to a phone number.
I don't know the technical details of the system but essentially it allows for the discovery of account number and sort code from a user's phone number. <o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-family:"Trebuchet MS",sans-serif">Such a system would enhance the usability of CIBA flows for payments.<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US">-- <o:p></o:p></span></p>
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<p class="MsoNormal"><b><span lang="EN-US" style="font-size:10.5pt;font-family:"Open Sans",serif;color:#00A4B7">Dave Tonge<o:p></o:p></span></b></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-size:8.5pt;font-family:"Open Sans",serif;color:#333333">CTO<o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-size:8.5pt;font-family:"Open Sans",serif;color:#333333"><a href="http://www.google.com/url?q=http%3A%2F%2Fmoneyhubenterprise.com%2F&sa=D&sntz=1&usg=AFQjCNGUnR5opJv5S1uZOVg8aISwPKAv3A" target="_blank"><span style="color:#835EA5;text-decoration:none"><img border="0" width="200" height="50" id="_x0000_i1025" src="http://content.moneyhub.co.uk/images/teal_Moneyhub-Ent_logo_200x50.png" alt="Moneyhub Enterprise"></span></a><o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-size:8.5pt;font-family:"Open Sans",serif;color:#00A4B7">10 Temple Back, Bristol, BS1 6FL</span><span lang="EN-US" style="font-size:10.5pt;font-family:"Open Sans",serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span lang="EN-US" style="font-size:8.5pt;font-family:"Open Sans",serif;color:#00A4B7">t: </span></b><span lang="EN-US" style="font-size:8.5pt;font-family:"Open Sans",serif;color:#333333"><a href="tel:+44%20117%20280%205120" target="_blank">+44
(0)117 280 5120</a></span><span lang="EN-US" style="font-size:10.5pt;font-family:"Open Sans",serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-size:10.5pt;font-family:"Open Sans",serif;color:#616161"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US" style="font-size:8.0pt;font-family:"Open Sans",serif;color:#333333">Moneyhub Enterprise is a trading style of Momentum Financial Technology Limited which is authorised and regulated by the Financial Conduct Authority
("FCA"). Momentum Financial Technology is entered on the Financial Services Register (FRN </span><b><span lang="EN-US" style="font-size:8.0pt;font-family:"Open Sans",serif;color:#00A4B7">561538</span></b><span lang="EN-US" style="font-size:8.0pt;font-family:"Open Sans",serif;color:#333333">)
at <a href="http://fca.org.uk/register" target="_blank">fca.org.uk/register</a>. Momentum Financial Technology is registered in England & Wales, company registration number </span><b><span lang="EN-US" style="font-size:8.0pt;font-family:"Open Sans",serif;color:#00A4B7">06909772</span></b><span lang="EN-US" style="font-size:8.0pt;font-family:"Open Sans",serif;color:#333333"> </span><span lang="EN-US" style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#222222">©</span><span lang="EN-US" style="font-size:8.0pt;font-family:"Open Sans",serif;color:#333333"> . Momentum
Financial Technology Limited 2016. </span><span lang="EN-US" style="font-size:8.0pt;font-family:"Open Sans",serif;color:#888888">DISCLAIMER: This email (including any attachments) is subject to copyright, and the information in it is confidential. Use of this
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calls and emails to and from this company may be monitored and recorded for legitimate purposes relating to this company's business. Any opinions expressed in this email (or in any attachments) are those of the author and do not necessarily represent the opinions
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<p class="MsoNormal"><span lang="EN-US">_______________________________________________<br>
Openid-specs-fapi mailing list<br>
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<a href="http://lists.openid.net/mailman/listinfo/openid-specs-fapi" target="_blank">http://lists.openid.net/mailman/listinfo/openid-specs-fapi</a><o:p></o:p></span></p>
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