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<p>Hi all<br>
here is an update to the meeting notes - including a couple of
links to Mobilepay as promised.<br>
</p>
<p>Nat: Please update the meeting notes section 4.4 as provided
below. I do not think that I have access to edit the wiki.<br>
(Most importantly "Danish Bank" is replaced with "Danske Bank"
(the original name) to avoid confusion with danish banks in
general. <br>
</p>
<p>BTW: I have now got a couple of redirects closer to the person
responsible for Open Banking, but still waiting for the final
contact.<br>
</p>
<p>----------------------------------------<br>
</p>
<h3><a class="toc-backref"
href="https://bitbucket.org/openid/fapi/wiki/FAPI_Meeting_Notes_2016-08-17#rst-header-id8">4.4. Danske
Bank</a></h3>
<p>Henrik is still waiting the response from Danske Bank, who is a
member of OBDG.</p>
<p>Henrik then described the p2p, p2b payments in Denmark.</p>
<p>Danske Bank Mobilepay makes embedded use of Mastercard, Visa etc.
for the purpose of p2p and p2b payment and it is costing them a
lot in card handling fees.
Hence they look forward to PSD2 account access. Mobilepay accounts
that have not been validated using the Danish eID (NemID) are
subject to transfer limitations determined by the banking
authority. Once a user account has been validated by NemID these
limits are increased.</p>
<p>Some information in english on Danske Bank's Mobilepay is here:<br>
<a class="moz-txt-link-freetext"
href="http://mobilepay.dk/da-dk/Pages/The-story-in-English.aspx">http://mobilepay.dk/da-dk/Pages/The-story-in-English.aspx</a>
<br>
<a class="moz-txt-link-freetext"
href="https://github.com/DanskeBank/MobilePay-AppSwitch-SDK">https://github.com/DanskeBank/MobilePay-AppSwitch-SDK</a></p>
<p>All the remaining 71 Danish bank corporations (i.e. everyone
EXCEPT Danske Bank) have jointly developed an API for accessing
user accounts at each other and market this solution under the
common brand SWIPP. But it has been significantly outperformed by
Mobilepay in terms of both users and transactions.<br>
</p>
<p>---------------------------------------</p>
<p>/Henrik<br>
</p>
<p><br>
</p>
<div class="moz-cite-prefix">Den 17-08-2016 kl. 17:44 skrev Nat
Sakimura via Openid-specs-fapi:<br>
</div>
<blockquote
cite="mid:43e38b9dcf5d757391e4151f4a75d8bf@www.sakimura.org"
type="cite">Hi
<br>
<br>
Draft meeting notes 2016-08-17 is available here:
<br>
<br>
<a class="moz-txt-link-freetext" href="https://bitbucket.org/openid/fapi/wiki/FAPI_Meeting_Notes_2016-08-17">https://bitbucket.org/openid/fapi/wiki/FAPI_Meeting_Notes_2016-08-17</a>
<br>
<br>
Participants of the call, please review and provide fixes.
<br>
<br>
Best,
<br>
<br>
Nat Sakimura
<br>
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<a class="moz-txt-link-abbreviated" href="mailto:Openid-specs-fapi@lists.openid.net">Openid-specs-fapi@lists.openid.net</a>
<br>
<a class="moz-txt-link-freetext" href="http://lists.openid.net/mailman/listinfo/openid-specs-fapi">http://lists.openid.net/mailman/listinfo/openid-specs-fapi</a>
<br>
<br>
</blockquote>
<br>
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