[Openid-specs-fapi] EU Payment Wallet - Open Banking interface

[Anders Rundgren]

On 2024-03-04 10:22, Joseph Heenan wrote:
> 
> 
>> On 4 Mar 2024, at 09:07, Anders Rundgren via Openid-specs-fapi <openid-specs-fapi at lists.openid.net> wrote:
>>
>> https://digitallabor.berlin/draft-payment-presentation-profile.html#name-payment
>>
>> As you can see in the diagram, the payment flow does not build on OAuth2. 
> 
> This is incorrect. The diagram shows a flow built on top of https://github.com/openid/OpenID4VP <https://github.com/openid/OpenID4VP>, which is in turn built on top of OAuth2.

I guess we are both right 😉   The EU wallet indeed uses OAuth2 but not the variant used by FAPI.

I'm still a strong advocate for EMV-like flows because they can support a wider range of payment use-cases including automated gas station payments and subscriptions.

Anyway, whatever method you use it requires new stuff in banks.  I don't think the current take on Open Banking really cut it but I haven't found any public forum where such things can be discussed.

Anders

> 
> Joseph
>