[Openid-specs-fapi] Berlin Group openFinance - Workplan 2024

[Nat Sakimura]

Thanks for the update!


On Mon, 19 Feb 2024 at 23:41, Anders Rundgren via Openid-specs-fapi <
openid-specs-fapi at lists.openid.net> wrote:

> Hello FAPI WG+,
>
> F.Y.I. Note 2.6, Wallet integration
>
> https://www.berlin-group.org/_files/ugd/c2914b_2be6e01b9e2b437090d64e3fc01d14f9.pdf#page=9
>
> The architecture underpinning the Berlin Group openFinance API was perfect
> for the first generations of Open Banking.  However,  it does IMHO not fit
> equally well in a *fast paced market*, driven by wallets as well as by P2P
> payments.  In addition, the current architecture excludes third-parties
> from contributing to the Open Banking ecosystem.
>
> The most well-known user of the FAPI standard, Open Banking Ltd, have yet
> to publish a plan with respect to wallet integration.
>
> For a quick overview of the pros and cons of a set of possible integration
> options, please take a peek at:
> https://www.linkedin.com/posts/andersrundgren_integrating-support-for-a-payment-wallet-activity-7164916754932981760-fG3R
>
> I would suggest one or more video-chats where this hot topic could be
> discussed in a constructive way.
>
> Regards,
> Anders Rundgren
>
> PS Popular Wallet-based systems like Swish, BLIK, Bizum, TWINT, MobilePay,
> as well as the coming European Payment Initiative (https://epicompany.eu)
> do not build on Open Banking DS
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