[Openid-specs-fapi] Common EU API for OpenBanking in PSD3?

[Anders Rundgren]

On 2022-07-08 10:07, Dave Tonge via Openid-specs-fapi wrote:
> https://www.pymnts.com/bank-regulation/2022/eba-recommends-a-standard-api-for-open-banking-in-new-psd3/ <https://www.pymnts.com/bank-regulation/2022/eba-recommends-a-standard-api-for-open-banking-in-new-psd3/>

"would contribute to the development of the single EU retail payment market"

> I imagine this would end up being based on the Berlin Group standards, but I suggest that we start the job of promoting the importance of rigorous technical conformance tests as the only way to ensure interoperability of a "common API" .

I think it would be more useful making an effort combining Open Banking with the wallet concept since this what the Berlin Group tried, but probably failed with.

The wallet concept also powers P2P payments which is something Open Banking doesn't address at all.  It doesn't have to but the importance of P2P (and thus the wallet) shouldn't be ignored.

I would also be interested to get some feedback on how you see SPC.

Cheers,
Anders