[Openid-specs-fapi] Joint FAPI / W3C meeting
Anders Rundgren
anders.rundgren.net at gmail.com
Sat Feb 19 06:25:22 UTC 2022
Apparently only the Berlin group showed up: https://www.w3.org/2022/02/16-wpwg-minutes
Thanx,
Anders,
slightly puzzled
On 2022-01-24 4:44, Anders Rundgren wrote:
> https://github.com/w3c/webpayments/wiki/Agenda-20220216
>
> The SPC task force wants their solution (now shipping in Chrome and Edge) to be compatible with Open Banking.
>
> IMO, this takes you back to the question that so far hasn't gotten much attention neither in FAPI nor in W3C: How do you find out which bank to use for a payment?
>
> Personally, I find it strange going through an enrollment procedure where you create a client-side FIDO authenticator and associate that with a payment instrument like a card or account, but immediately "forget" this association when it is done, forcing the user in some (mostly unspecified) way reclaiming it for each use. There are no technical hurdles for "remembering" meta data as shown by for example Apple Pay.
>
> This is not only a UX issue; it spills over to privacy as well:
> https://github.com/w3ctag/design-reviews/issues/675#issuecomment-964273692
>
> AFAICT, the lack of meta data also has huge consequences for Merchant integration.
>
> Thanks,
> Anders
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