[Openid-specs-fapi] Suggested work-item: PayByLink
Anders Rundgren
anders.rundgren.net at gmail.com
Wed Nov 24 11:59:39 UTC 2021
On 2021-11-24 12:56, Nat Sakimura wrote:
> Hi Anders,
>
> Are you going to be able to call in for the coming meetings?
> If so, I would allocate time for the discussion.
Hi Nat,
I can do that. With pleasure :)
Thanx,
Anders
>
> Best,
>
> Nat
>
> On Mon, Nov 22, 2021 at 7:02 PM Anders Rundgren via Openid-specs-fapi <openid-specs-fapi at lists.openid.net <mailto:openid-specs-fapi at lists.openid.net>> wrote:
>
> Hi List,
>
> As you know (?) there are two variants of Request-to-Pay (R2P) schemes, currently pushed by Pay.UK respectively EPC.
>
> Although great in theory, they effectively balkanize payment requests through proprietary messaging.
>
> I claim that JWS-signed Web links would scale much better than R2P, while still offering comparable security.
> This concept was pioneered by PayPal but this time we are talking about a decentralized system.
>
> Web links can be provided trough e-mail, SMS, social media, QR, etc.
>
> The scheme would be free standing and thus independent of payment method except that it must work on the Web.
>
> Is this something of interest to OpenID?
>
> Thanx,
> Anders
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>
>
> --
> Nat Sakimura
> NAT.Consulting LLC
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