[Openid-specs-fapi] Discovery & PAYM
anders.rundgren.net at gmail.com
Wed Jan 10 07:13:02 UTC 2018
On Jan 9, 2018 23:43, "Dave Tonge via Openid-specs-fapi" <
openid-specs-fapi at lists.openid.net> wrote:
We discussed in one of the previous calls about a UK service called Paym:
https://paym.co.uk/ and I agreed to send a short note to the list.
The discussion was in the context of CIBA which requires a user identifier
to start the flow. The Paym system allows consumers in the UK to make
payments to a phone number. I don't know the technical details of the
system but essentially it allows for the discovery of account number and
sort code from a user's phone number.
Such a system would enhance the usability of CIBA flows for payments.
PayM and similar effectively replace/complement Open Banking APIs.
The Scandinavian versions of PayM address practically ALL consumer payment
scenarious. AFAIK, these systems require NDAs for getting the details
which is one reason why I'm proposing an Open Wallet effort.
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