<html><head><meta charset="UTF-8"><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body style="overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div class="WordSection1" style="page: WordSection1; text-align: start; text-indent: 0px;"><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><span style="font-size: 12pt;">Date: 24th September 2024</span></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;">Attendees:<o:p></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Kristina Yasuda</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Joseph Heenan</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Daniel Fett</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Christian Bormann</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Martijn Haring</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Lukasz Jaromin</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Nemanja Patrnogic</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Niels Klomp</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Giuseppe De Marco</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Tobias Looker</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Oliver Terbu</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Michael Jones</font></p><p class="MsoNormal" style="margin: 0cm;"><span style="font-family: Aptos, sans-serif; font-size: medium;">Brian Campbell</span></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Edmund Jay</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Hicham Lozi</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Gail Hodges</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Rajvardhan Deshmukh</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Tom Jones</font></p><p class="MsoNormal" style="margin: 0cm;"><span style="font-family: Aptos, sans-serif; font-size: medium;">Bjorn Hjelm</span></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><span style="font-size: 12pt;"><br></span></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><span style="font-size: 12pt;"><u>Events </u></span></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><span style="font-size: 12pt;"><br></span></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><span style="font-size: 12pt;">TPAC: Productive joint meeting between payment and web people</span></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><span style="font-size: 12pt;"><br></span></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p>Some pushback against Digital Credential browser api around privacy expectations and how to explain selective disclosure as it happens in sd-jwt/mdoc currently to users.</o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><br></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p>Looking to start work on issuance in browser profile, people seem to think it’s simple but we need to talk about what it means for VCI. Need to decide how to coordinate the different working groups.</o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><br></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p>The general model of oid4vp on top of browser API seems well accepted now compared to last year’s TPAC.</o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><br></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><br></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><u>Ekyc vote:</u></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><br></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;">OIDF members, please vote on the ekyc specs going to final: <a href="https://openid.net/vote-final-identity-assurance-specifications/">https://openid.net/vote-final-identity-assurance-specifications/</a> </p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><br></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;">Even ‘abstain’ votes really help with meeting quorum.</p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><br></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><br></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><br></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><o:p><u>Client id scheme security</u></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><br></p><a href="https://github.com/openid/OpenID4VP/pull/263">https://github.com/openid/OpenID4VP/pull/263</a><p class="MsoNormal" style="margin: 0cm;"><o:p style="caret-color: rgb(0, 0, 0);"><font color="#000000" face="Aptos, sans-serif" size="3"></font></o:p></p><p class="MsoNormal" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Aptos, sans-serif; font-size: 12pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; text-decoration: none; -webkit-text-stroke-width: 0px; margin: 0cm;"><span style="font-size: 12pt;"> </span></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Brian echoed his recent comment on the PR: We shouldn’t special case things, it’s never a good idea - in particular dids & federation. It’s confusing as those things already have colons in them. All new things should be prefixed.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);"><br></span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Daniel/Joseph/Kristina said “did" isn’t really a special case. Daniel wasn’t sure about special casing federation.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Brian thinks “did" is a special case</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">MikeJ said that federation has been using https urls for a while and changing its behaviour now when deployments have been using it for years in production would be bad. </font></p><p class="MsoNormal" style="margin: 0cm;"><br></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Martijn asked about the value of client_id in the browser context. Joseph explained that in the signed request it’s used for telling the wallet how to establish trust. In unsigned, it’s used in (e.g.) the sd-jwt key binding aud and needs to be checked by the verifier so that credentials can't be replayed etc.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Martijn asked about the value of client id in a signed request that includes a x509 certificate and thinks it could be unnecessary. Kristina asked Martijn to open a new ticket so we can discuss.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">In the unsigned browser case the spec currently says the wallet should use the web origin (i.e. a https url) as the client id - that causes confusion given those urls would normally mean it’s a federation client id, so we need to add a prefix for the browser API case.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Tobias said he’d prefer that we drastically simplify client id schemes, removing did and redirect_uri and that all client ids in VP would then be https urls.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);">Agreement we need to clarify the unsigned browser request case as per comment Kristina added onto the PR during the meeting and there was otherwise a rough consensus that the approach in the PR is okay even though some people would prefer other solutions.</span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);"><br></span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);"><br></span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);"><br></span></font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3"><u>VCI Non-breaking Extensibility PR:</u></font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">Kristina introduced that the text around RAR is weird and deviates from the text in the RAR spec.</font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font face="Aptos, sans-serif" size="3">https://github.com/openid/OpenID4VCI/pull/382/files</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);"><br></span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);">Mike says this is necessary for extensibility of the RAR request, and is the last change we need to agree before this PR can be merged.</span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);"><br></span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Joseph said we could define an extensibility point instead, e.g. a ‘extensions’ member that all future non-breaking changes are put inside of.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">We’d like an opinion from Torsten as one of the RAR spec authors, Kristina asked him if he can look at it.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">To discuss again on Thursday</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><u>Query language</u></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Daniel introduced the latest changes to PR 266.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Oliver talked about his comment that sd_alg_values etc aren’t actually needed. Tobias agreed and said he’s seen interoperability issues from this. Martijn agreed.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);">Kristina asked if this is only an mdl problem. Daniel said it applies to sd-jwt too.</span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);"><br></span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);">Daniel suggested we leave it out of this revision - we could add it later if we find a use case for it.</span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><span style="caret-color: rgb(0, 0, 0);"><br></span></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3">Martijn asks some question about optionality (the ‘?’ Suffix on claims) - he’ll add comments on the PR in the next few days.</font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p><p class="MsoNormal" style="margin: 0cm;"><font color="#000000" face="Aptos, sans-serif" size="3"><br></font></p></div></body></html>