[Openid-dcp] [Openid-specs-fapi] EU Payment Wallet Standard(s) - Proposed W3C Community Group

[steffen schwalm]

Hi Andrew,

the trust layer is standardized in ETSI,  no need for redundancy.

Best
Steffen

andrew melchior <andrew at genotone.com> schrieb am Mi., 10. Juni 2026, 10:21:

> Hi Anders, hi Steffen,
>
> I support the creation of this group and will join, initially as an
> observer.
>
> I also agree with Steffen on alignment. The EUDI Large Scale Pilots and
> the OIDF Digital Credentials WG are already covering adjacent ground, and
> the fastest way to lose momentum on infrastructure like this is to fragment
> it across SDOs. A community group that explicitly maps and liaises with
> that existing work, rather than duplicating it, would be the most useful
> version of this.
>
> The underlying problem Anders identifies is real and broader than
> payments. We see the same pattern in content provenance the platform is
> open, but the layer where value and trust actually live remains
> proprietary, and the gap gets captured by a single vendor. Closing that gap
> with open, vendor-neutral specifications is exactly what community groups
> are for.
>
> Count me in.
>
> Best regards,
> Andrew Melchior
>
>
> On Wed, 10 Jun 2026 at 10:14, steffen schwalm via
> Openid-specs-digital-credentials-protocols <
> openid-specs-digital-credentials-protocols at lists.openid.net> wrote:
>
>> Hi all,
>>
>> thanks a lot for your initiative Anders. Since Large Scale Pilots on EUDI
>> already work on the subject I strongly recommend alignment with them (since
>> you Anders are as far as I know mit participate there). Since it's possibly
>> related to Digital Credentials WG in OIDF also alignment there seems
>> meaningful (possibly this might be better place for the standardization
>> than W3C (
>>
>> As there's work already ongoing in different SDO we should avoid double
>> work and explore this first.
>>
>> Thx & Best
>> Steffen
>>
>> Anders Rundgren via Openid-specs-fapi <openid-specs-fapi at lists.openid.net>
>> schrieb am Mi., 10. Juni 2026, 05:54:
>>
>>> As you may know, there are no open standards for payments wallets.
>>> Example: Android is Open Source, but the Google wallet is not.  To cope
>>> with this I have proposed a W3C community group:
>>>
>>> https://www.w3.org/community/blog/2026/06/09/proposed-group-payment-support-for-the-eu-digital-identity-wallet-community-group/
>>>
>>> The idea is collecting different aspects of payment wallets, possibly
>>> even including standardization of certain parts.  To not start from square
>>> one I have provided a few "candidate" solutions where the "push-through"
>>> wallet concept probably is the most fundamental
>>>
>>> https://github.com/eu-digital-identity-wallet/eudi-doc-architecture-and-reference-framework/issues/388
>>> since it closes the current gap between online and local payments as
>>> well as between different account-based systems.
>>>
>>> Anyway, regardless if you only intend to be a "lurker" or a contributor,
>>> I would be very happy if you supported the creation of this group!
>>>
>>> Thanx,
>>> Anders Rundgren
>>>
>>> Decomposition of bank APIs:
>>> https://github.com/cyberphone/open-banking-2.0#open-banking-20
>>> e-Receipts
>>> <https://github.com/cyberphone/open-banking-2.0#open-banking-20e-Receipts>:
>>>
>>> https://cyberphone.github.io/doc/defensive-publications/signed-e-receipts.pdf
>>> Removing intermediaries:
>>> https://www.linkedin.com/posts/andersrundgren_the-a2awallet-architecture-is-a-deal-done-activity-7463964458965422080--OJY
>>>
>>>
>>>
>>>
>>> _______________________________________________
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>>> Openid-specs-fapi at lists.openid.net
>>> https://lists.openid.net/mailman/listinfo/openid-specs-fapi
>>>
>> --
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>>
>
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