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<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>I got to it without agreeing to any
licenses, so I’m not sure what you mean by “not public” –
its publicly available by following public links and you can download it. I do
agree that all the restriction language sucks. In fact, I believe that’s boilerplate
and probably someone forgot to take it off. Its still worth looking at, since
it really is prior art. <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'> -Gabe<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Granqvist, Hans
[mailto:hgranqvist@verisign.com] <br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, January 11, 2007
4:16 PM<br>
<b><span style='font-weight:bold'>To:</span></b> Gabe Wachob; openid-general<br>
<b><span style='font-weight:bold'>Subject:</span></b> RE: [OpenID] Visa's 3-D
Secure</span></font><o:p></o:p></p>
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<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'>Gabe, the system overview PDF states on
page 1:</span></font><o:p></o:p></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>"This
work is proprietary and confidential information of Visa International Service
Association and may be disclosed and used only as authorized by Visa."<o:p></o:p></span></font></p>
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<p class=MsoNormal><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'>So, although publicly available, the doc seems
not to be public.</span></font><o:p></o:p></p>
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<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
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<p class=MsoNormal><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'>-Hans</span></font><o:p></o:p></p>
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margin-left:3.75pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
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<p class=MsoNormal style='margin-bottom:12.0pt'><b><font size=2 face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</span></font></b><font
size=2 face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
general-bounces@openid.net [mailto:general-bounces@openid.net] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Gabe Wachob<br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, January 11, 2007
3:49 PM<br>
<b><span style='font-weight:bold'>To:</span></b> 'openid-general'<br>
<b><span style='font-weight:bold'>Subject:</span></b> [OpenID] Visa's 3-D
Secure</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>I’ve mentioned this to several people before because
OpenID is similar in architecture and intent to Visa’s 3-D Secure (the
technology behind Verified by Visa and Mastercard’s SecureCode –
password authentication for ecommerce use of credit cards), something I spent
a lot of time with while I was at Visa. 3-D Secure was deployed several years
ago and has met with varying levels of success. I’ve been frustrated
because the specs are not available publicly without executing a license and
thus lessons from 3-D secure are hard to discuss in the context of OpenID.
<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>I finally found a public summary of 3-D secure here: <a
href="http://partnernetwork.visa.com/pf/3dsec/download/trk_3dsec_system_overview_v102.pdf">http://partnernetwork.visa.com/pf/3dsec/download/trk_3dsec_system_overview_v102.pdf</a>
(there’s a ton of non-technical stuff, but there’s a good amount of
technical detail – page 15 onwards). <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>There’s also another less technical document
discussing the benefits and architecture of 3-D Secure for various
stakeholders: <a
href="http://partnernetwork.visa.com/pf/3dsec/download/trk_3dsec_intro_v102.pdf">http://partnernetwork.visa.com/pf/3dsec/download/trk_3dsec_intro_v102.pdf</a><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>The 3-D Secure main page is here: <a
href="http://partnernetwork.visa.com/pf/3dsec/main.jsp">http://partnernetwork.visa.com/pf/3dsec/main.jsp</a><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>
-Gabe<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
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