<div dir="ltr"><div class="gmail_default" style="font-family:trebuchet ms,sans-serif">Can we feedback as the FAPI WG?</div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Fri, 18 Sep 2020 at 10:46, Ralph Bragg <<a href="mailto:ralph.bragg@raidiam.com">ralph.bragg@raidiam.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
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<div style="direction:ltr">Hi,</div>
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<div style="direction:ltr">It’s not too late to input back.</div>
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<div style="direction:ltr">RB<span id="gmail-m_-3270398924161158465ms-outlook-ios-cursor"></span></div>
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<div style="direction:ltr">Ralph Bragg</div>
<div style="direction:ltr">Raidiam Services Ltd</div>
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<div style="direction:ltr">Sent from a mobile device. Please excuse brevity and typos.</div>
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<div id="gmail-m_-3270398924161158465divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" style="font-size:11pt" color="#000000"><b>From:</b> Dave Tonge <<a href="mailto:dave.tonge@momentumft.co.uk" target="_blank">dave.tonge@momentumft.co.uk</a>><br>
<b>Sent:</b> Friday, September 18, 2020 9:45:02 AM<br>
<b>To:</b> FAPI Working Group List <<a href="mailto:openid-specs-fapi@lists.openid.net" target="_blank">openid-specs-fapi@lists.openid.net</a>><br>
<b>Cc:</b> Ralph Bragg <<a href="mailto:ralph.bragg@raidiam.com" target="_blank">ralph.bragg@raidiam.com</a>>; Francis Pouatcha <fpo=<a href="mailto:40adorsys.de@dmarc.ietf.org" target="_blank">40adorsys.de@dmarc.ietf.org</a>>; Justin Richer <<a href="mailto:justin@bspk.io" target="_blank">justin@bspk.io</a>><br>
<b>Subject:</b> Re: [Openid-specs-fapi] FW: OBE JWS Profile - Version 0.10b for Approval</font>
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<div style="font-family:"trebuchet ms",sans-serif">Hi Ralph</div>
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<div style="font-family:"trebuchet ms",sans-serif">I don't really like this part:</div>
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<div><img src="cid:174a0659092fd89b5fb2" alt="Screenshot 2020-09-17 at 14.26.45.png" width="472" height="329"><br>
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<div>I suppose its too late to change it, but this is the same issue I have with draft-cavage / http signing</div>
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<div>I would rather take the dpop approach and create some top level key names for relevant headers (e.g. htm and htu): <a href="https://tools.ietf.org/html/draft-fett-oauth-dpop-04#section-4.1" target="_blank">https://tools.ietf.org/html/draft-fett-oauth-dpop-04#section-4.1</a></div>
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<div>In fact I see they are actually relying on draft-cavage for how construct the http header payload : </div>
<div>> Note 1: The string construction procedures to be defined in JAdES for "http:<br>
> //<a href="http://uri.etsi.org/19182/HttpHeaders" target="_blank">uri.etsi.org/19182/HttpHeaders</a>” follow the string construction procedures to create the Data to be<br>
> Signed as defined in draft-cavage-http-signatures-10 [27], section 2.3.<br>
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<div>As noted before this is an individual draft, I don't think an international standard should rely on this.</div>
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<div>I think we need to consider moving away from recommending headers for business critical metadata. Really things like ip address, geo-location and other fraud factors should be put in the body of the request. Then we can recommend that the simplest and
least error prone way of signing can be to turn the request body into a JWT. </div>
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<div>I would prefer an extension to DPoP that defines how to sign the digest header.</div>
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<div>Dave</div>
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<div dir="ltr">On Wed, 16 Sep 2020 at 19:16, Ralph Bragg via Openid-specs-fapi <<a href="mailto:openid-specs-fapi@lists.openid.net" target="_blank">openid-specs-fapi@lists.openid.net</a>> wrote:<br>
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<p>FYI – speak now or forever hold your peace.<u></u><u></u></p>
<p><u></u> <u></u></p>
<p>Kind Regads,<u></u><u></u></p>
<p>Ralph<u></u><u></u></p>
<p><u></u> <u></u></p>
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<p><b><span style="font-size:12pt;color:black">From: </span>
</b><span style="font-size:12pt;color:black">Joao Daniel Parracho <<a href="mailto:j.parracho@openbankingeurope.eu" target="_blank">j.parracho@openbankingeurope.eu</a>><br>
<b>Date: </b>Wednesday, 16 September 2020 at 17:27<br>
<b>Cc: </b>Nick Pope <<a href="mailto:nick.pope@openbankingeurope.eu" target="_blank">nick.pope@openbankingeurope.eu</a>>, "John Broxis (<a href="mailto:j.broxis@preta.eu" target="_blank">j.broxis@preta.eu</a>)" <<a href="mailto:j.broxis@preta.eu" target="_blank">j.broxis@preta.eu</a>><br>
<b>Subject: </b>OBE JWS Profile - Version 0.10b for Approval</span><span style="font-size:12pt;color:black"><u></u><u></u></span></p>
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<p>Dear Colleagues,<u></u><u></u></p>
<p> <u></u><u></u></p>
<p>OBE is pleased to distribute the OBE JWS Profile version 0.10b for your approval. This has minor changes from the version 0.0.9 distributed earlier this year as listed in the document “Comments on OBE JWS profile v 0.9” and with specific
revisions shown in document “PRETA-OBE-ID-000-010b-OBE JWS- proposed final draft for approval-with revs”.
<u></u><u></u></p>
<p> <u></u><u></u></p>
<p>It is proposed to finalise this approval at a meeting API and ETSI signature format experts on 22nd October at 15:00 CEST. Can you let us known if you approve or have any remaining concerns with this document
<b>at least 1 week before this meeting date</b>? Also, if you wish to attend the meeting on 22nd October and are unable to make this date please let us know as soon as possible.<u></u><u></u></p>
<p> <u></u><u></u></p>
<p>Kind regards,<u></u><u></u></p>
<p>João<u></u><u></u></p>
<p style="text-align:justify;background:white"><b><span lang="DE" style="font-size:10.5pt;font-family:Arial,sans-serif;color:rgb(27,75,104)">João Parracho</span></b><u></u><u></u></p>
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Dave Tonge</div>
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</blockquote></div><br clear="all"><div><br></div>-- <br><div dir="ltr" class="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div style="font-size:1em;font-weight:bold;line-height:1.4"><div style="color:rgb(97,97,97);font-family:"Open Sans";font-size:14px;font-weight:normal;line-height:21px"><div style="font-family:Arial,Helvetica,sans-serif;font-size:0.925em;line-height:1.4;color:rgb(220,41,30);font-weight:bold"><div style="font-size:14px;font-weight:normal;color:rgb(51,51,51);font-family:lato,"open sans",arial,sans-serif;line-height:normal"><div style="color:rgb(0,164,183);font-weight:bold;font-size:1em;line-height:1.4"><div style="font-weight:400;color:rgb(51,51,51);line-height:normal"><div style="color:rgb(0,164,183);font-weight:bold;font-size:1em;line-height:1.4">Dave Tonge</div><div style="font-size:0.8125em;line-height:1.4">CTO</div><div style="font-size:0.8125em;line-height:1.4;margin:0px"><a href="http://www.google.com/url?q=http%3A%2F%2Fmoneyhubenterprise.com%2F&sa=D&sntz=1&usg=AFQjCNGUnR5opJv5S1uZOVg8aISwPKAv3A" style="color:rgb(131,94,165)" target="_blank"><img alt="Moneyhub Enterprise" height="50" src="http://content.moneyhub.co.uk/images/teal_Moneyhub-Ent_logo_200x50.png" title="Moneyhub Enterprise" width="200" style="border: none; padding: 0px; border-radius: 2px; margin: 7px;"></a></div><div style="padding:8px 0px"><div style="padding:8px 0px"><div style="letter-spacing:normal;line-height:normal"><div style="padding:8px 0px"><span style="color:rgb(0,164,183);font-size:11px">Moneyhub Financial Technology, 5th Floor, 10 Temple Back, Bristol, BS1 6FL</span></div><span style="font-size:11px;line-height:15.925px;color:rgb(0,164,183);font-weight:bold">t: </span><span style="font-size:11px;line-height:15.925px">+44 (0)117 280 5120</span><br style="color:rgb(0,164,183);font-size:11px;line-height:15.925px"></div><div style="letter-spacing:normal;line-height:normal"><span style="font-size:11px;line-height:15.925px"><br></span></div><div style="color:rgb(97,97,97);font-family:"Open Sans";letter-spacing:normal"><div style="line-height:1.4"><span style="color:rgb(51,51,51);font-family:lato,"open sans",arial,sans-serif;font-size:0.75em">Moneyhub Enterprise is a trading style of Moneyhub Financial Technology Limited which is authorised and regulated by the Financial Conduct Authority ("FCA"). Moneyhub Financial Technology is entered on the Financial Services Register </span><span style="color:rgb(51,51,51);font-family:lato,"open sans",arial,sans-serif;font-size:0.75em;background-color:transparent">(FRN </span><span style="color:rgb(0,164,183);font-family:lato,"open sans",arial,sans-serif;font-size:10.5px;font-weight:700">809360</span><span style="color:rgb(51,51,51);font-family:lato,"open sans",arial,sans-serif;background-color:transparent;font-size:0.75em">) at <a href="http://fca.org.uk/register" target="_blank">fca.org.uk/register</a>. M</span><span style="color:rgb(51,51,51);font-family:lato,"open sans",arial,sans-serif;background-color:transparent;font-size:10.5px">oneyhub</span><span style="color:rgb(51,51,51);font-family:lato,"open sans",arial,sans-serif;background-color:transparent;font-size:0.75em"> Financial Technology is registered in England & Wales, company registration number </span><span style="color:rgb(51,51,51);font-family:lato,"open sans",arial,sans-serif;background-color:transparent;font-size:0.75em"> </span><span style="font-weight:bold;color:rgb(0,164,183);font-family:lato,"open sans",arial,sans-serif;background-color:transparent;font-size:0.75em">06909772</span><span style="background-color:transparent"><font color="#333333" face="lato, open sans, arial, sans-serif"><span style="font-size:0.75em"> .</span></font></span></div><div style="font-family:lato,"open sans",arial,sans-serif;color:rgb(51,51,51);line-height:1.4"><span style="background-color:transparent;font-size:10.5px">Moneyhub</span><span style="background-color:transparent;font-size:0.75em"> Financial Technology Limited 2018 </span><span style="background-color:transparent;color:rgb(34,34,34);font-family:arial,sans-serif;font-size:x-small">©</span></div><div style="font-family:lato,"open sans",arial,sans-serif;color:rgb(51,51,51);line-height:1.4"><span style="background-color:transparent;font-size:0.75em"><br></span></div><div style="font-family:lato,"open sans",arial,sans-serif;color:rgb(51,51,51);line-height:1.4"><span style="background-color:transparent;font-size:0.75em;color:rgb(136,136,136)">DISCLAIMER: This email (including any attachments) is subject to copyright, and the information in it is confidential. Use of this email or of any information in it other than by the addressee is unauthorised and unlawful. Whilst reasonable efforts are made to ensure that any attachments are virus-free, it is the recipient's sole responsibility to scan all attachments for viruses. All calls and emails to and from this company may be monitored and recorded for legitimate purposes relating to this company's business. Any opinions expressed in this email (or in any attachments) are those of the author and do not necessarily represent the opinions of Moneyhub Financial Technology Limited or of any other group company.</span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
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<p dir="ltr" style="font-weight:bold"><font face="Arial" color="#808080" size="1">Moneyhub Enterprise is a trading style of Moneyhub Financial Technology Limited which is authorised and regulated by the Financial Conduct Authority ("FCA"). Moneyhub Financial Technology is entered on the Financial Services Register (FRN 809360) at <a href="https://register.fca.org.uk/" target="_blank"><span>https://register.fca.org.uk/</span></a>. Moneyhub Financial Technology is registered in England & Wales, company registration number 06909772. Moneyhub Financial Technology Limited 2020 © Moneyhub Enterprise, Regus Building, Temple Quay, 1 Friary, Bristol, BS1 6EA. </font></p><p dir="ltr" style="font-weight:bold"><span style="color:rgb(128,128,128);font-family:Arial;font-weight:400"><font size="1">DISCLAIMER: This email (including any attachments) is subject to copyright, and the information in it is confidential. Use of this email or of any information in it other than by the addressee is unauthorised and unlawful. Whilst reasonable efforts are made to ensure that any attachments are virus-free, it is the recipient's sole responsibility to scan all attachments for viruses. All calls and emails to and from this company may be monitored and recorded for legitimate purposes relating to this company's business. Any opinions expressed in this email (or in any attachments) are those of the author and do not necessarily represent the opinions of Moneyhub Financial Technology Limited or of any other group company.</font></span></p><br>