<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div class="">Hi all,</div><div class=""><br class=""></div><div class="">As Freddi mentioned on today’s call, OpenBanking UK have published draft updates to their specs to align with the first implementors drafts of FAPI-CIBA and there were two updates Freddi particularly wanted to draw our attention to:</div><div class=""><br class=""></div><div class=""><div class="">Diff related to CIBA: <a href="https://github.com/OpenBankingUK/read-write-api-docs-pub/commit/89ea24c373591f6f90b2c7795b1c9a0dfb108a99" class="">https://github.com/OpenBankingUK/read-write-api-docs-pub/commit/89ea24c373591f6f90b2c7795b1c9a0dfb108a99</a><br class=""><br class=""></div>DCR changes to accommodate CIBA: <a href="https://github.com/OpenBankingUK/read-write-api-docs-pub/commit/c77293e1f0542b5c437de6831d4aeac7a7f86c26" class="">https://github.com/OpenBankingUK/read-write-api-docs-pub/commit/c77293e1f0542b5c437de6831d4aeac7a7f86c26</a><div class=""><br class=""></div></div><div class="">If anyone has feedback on the draft specs Freddi would greatly appreciate it if it can be shared in the next few days. I’ve included the full announcement from OB below.</div><div class=""><br class=""></div><div class="">Thanks</div><div class=""><br class=""></div><div class="">Joseph</div><div class=""><br class=""></div><div class=""><br class=""></div><div class=""><br class=""></div><div class=""><br class=""><div><br class=""><blockquote type="cite" class=""><div class="">Begin forwarded message:</div><br class="Apple-interchange-newline"><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;" class=""><span style="font-family: -webkit-system-font, Helvetica Neue, Helvetica, sans-serif; color:rgba(0, 0, 0, 1.0);" class=""><b class="">From: </b></span><span style="font-family: -webkit-system-font, Helvetica Neue, Helvetica, sans-serif;" class="">Open Banking – PMO <<a href="mailto:OpenBankingPMO@openbanking.org.uk" class="">OpenBankingPMO@openbanking.org.uk</a>><br class=""></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;" class=""><span style="font-family: -webkit-system-font, Helvetica Neue, Helvetica, sans-serif; color:rgba(0, 0, 0, 1.0);" class=""><b class="">Subject: </b></span><span style="font-family: -webkit-system-font, Helvetica Neue, Helvetica, sans-serif;" class=""><b class="">Open Banking - Read/Write API Technical Specification v3.1.4 Draft 2- Feedback Request</b><br class=""></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;" class=""><span style="font-family: -webkit-system-font, Helvetica Neue, Helvetica, sans-serif; color:rgba(0, 0, 0, 1.0);" class=""><b class="">Date: </b></span><span style="font-family: -webkit-system-font, Helvetica Neue, Helvetica, sans-serif;" class="">16 October 2019 at 14:30:37 BST<br class=""></span></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px;" class=""><span style="font-family: -webkit-system-font, Helvetica Neue, Helvetica, sans-serif;" class=""><br class=""></span></div><br class=""><div class=""><div class="WordSection1" style="page: WordSection1; caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none;"><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif;" class=""><b class=""><u class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Sent on behalf of Rajeev Walia<o:p class=""></o:p></span></u></b></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""><o:p class=""> </o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class="">Dear Open Banking Stakeholders,<o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""> <o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class="">OBIE is pleased to publish Read/Write API Technical Specification v3.1.4 Draft 2. OBIE requests all stakeholders to review the artefact using the github link below and provide feedback using the online form accessed via the link below.<o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""> </o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class="">This release addresses the following:<o:p class=""></o:p></span></div><ul type="disc" style="margin-bottom: 0cm;" class=""><li class="MsoNormal" style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; color: rgb(36, 41, 46); background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Decision 201 - Support for High Cost Credit (HCC) requirements </span><a href="https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1123778895/201" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1123778895/201</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""></o:p></span></li><li class="MsoNormal" style="margin: 3pt 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; color: rgb(36, 41, 46); background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Decision 203 - Changes to Dynamic Client Registration due to CIBA -<span class="Apple-converted-space"> </span></span><a href="https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1154286488/203" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1154286488/203</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""></o:p></span></li><li class="MsoNormal" style="margin: 3pt 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; color: rgb(36, 41, 46); background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Decision 204 - Changes to CIBA profile -<span class="Apple-converted-space"> </span></span><a href="https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1162018833/204" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1162018833/204</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""></o:p></span></li><li class="MsoNormal" style="margin: 3pt 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; color: rgb(36, 41, 46); background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Decision 205 - Aggregated Polling (Miscellaneous) -<span class="Apple-converted-space"> </span></span><a href="https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1163003234/205" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1163003234/205</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""></o:p></span></li><li class="MsoNormal" style="margin: 3pt 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; color: rgb(36, 41, 46); background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Decision 206 - Optionality of acknowledgements for aggregated polling -<span class="Apple-converted-space"> </span></span><a href="https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1163233381/206" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1163233381/206</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""></o:p></span></li><li class="MsoNormal" style="margin: 3pt 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; color: rgb(36, 41, 46); background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Implement changes for Waiver 7.<o:p class=""></o:p></span></li><li class="MsoNormal" style="margin: 3pt 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; color: rgb(36, 41, 46); background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Fix known issues (view change log on the standards page).<o:p class=""></o:p></span></li><li class="MsoNormal" style="margin: 3pt 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; color: rgb(36, 41, 46); background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Housekeeping - Fix markdown errors and file naming.<o:p class=""></o:p></span></li></ul><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class="">Technical Specification:<o:p class=""></o:p></span></b></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""> </o:p></span></b></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">The standard can be found at:<span style="color: rgb(33, 33, 33);" class=""> </span></span><a href="https://github.com/OpenBankingUK/read-write-api-docs-pub/tree/v3.1.4-draft2" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://github.com/OpenBankingUK/read-write-api-docs-pub/tree/v3.1.4-draft2</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""> This includes a change log which contains a new “View Diff” feature, which enables the reader to compare the changes in the latest draft to the previous published version.<o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><o:p class=""> </o:p></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">The release is tagged and can be downloaded from:<span style="color: rgb(33, 33, 33);" class=""> </span></span><a href="https://github.com/OpenBankingUK/read-write-api-docs-pub/releases/tag/v3.1.4-draft2" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://github.com/OpenBankingUK/read-write-api-docs-pub/releases/tag/v3.1.4-draft2</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""> <o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""> </o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><strong class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class="">Feedback page</span></strong><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class="">: <o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><a href="https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1168900814/Feedback+-+R+W+APIs+-+v3.1.4-draft2" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://openbanking.atlassian.net/wiki/spaces/WOR/pages/1168900814/Feedback+-+R+W+APIs+-+v3.1.4-draft2</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""> <o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""> <o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><strong class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">The deadline for feedback is COB Monday 28<sup class="">th</sup> October 2019</span></strong><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">. OBIE will then review and respond to feedback and proceed to publish an updated Read/Write API Technical Specification.</span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""> </span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">If you do not have access to Confluence or github, or experience any issues accessing any of these links, please raise a ticket using the </span><a href="https://openbanking.atlassian.net/servicedesk/customer/portal/1" target="_blank" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">https://openbanking.atlassian.net/servicedesk/customer/portal/1</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""> or </span><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">email Open Banking Service Desk </span><a href="mailto:ServiceDesk@openbanking.org.uk" target="_blank" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">ServiceDesk@openbanking.org.uk</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""> </span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Thank you in advance for your feedback.</span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div class=""><div id="divRplyFwdMsg" class=""><div class=""><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""> </o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Kind regards<o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""> </o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""> </o:p></span></div></div></div><div class=""><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""> <o:p class=""></o:p></span></div><div class=""><div class=""><div class=""><div class=""><div class=""><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Rajeev Walia</span></b><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></b></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Lead Product Owner</span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(31, 73, 125);" class=""> </span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><img border="0" id="Picture_x0020_2" alt="cid:image001.png@01D2FF12.DE00E320" class="" apple-inline="yes" src="cid:image001.png@01D50B2C.8FB9E950"></span></b><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""> </span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">T</span></b><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">: +44 7968 059 921</span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">E</span></b><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">: <span class="Apple-converted-space"> </span></span><a href="mailto:rajeev.walia@openbanking.org.uk" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">rajeev.walia@openbanking.org.uk</span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""> </span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">A</span></b><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">: 2 Thomas More Square, London E1W 1YN</span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><b class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">W</span></b><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">:<span class="Apple-converted-space"> </span><a href="http://openbanking.org.uk/" style="color: purple; text-decoration: underline;" class="">openbanking.org.uk</a></span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""> </span><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""></o:p></span></div><div style="margin: 0cm 0cm 0.0001pt; font-size: 9pt; font-family: "Helvetica Neue"; color: rgb(220, 161, 13); background-color: white;" class=""><a href="https://twitter.com/UKOpenBanking" id="NoLP" style="color: purple; text-decoration: underline;" class=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Twitter</span></a><span class="s2" style=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""> | </span></span><a href="https://www.facebook.com/UKOpenBanking" id="NoLP" style="color: purple; text-decoration: underline;" class=""><span class="s1" style="text-decoration: underline;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">Facebook</span></span></a><span class="s2" style=""><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""> | </span></span><a href="https://www.linkedin.com/company/openbanking/" id="NoLP" style="color: purple; text-decoration: underline;" class=""><span class="s1" style="text-decoration: underline;"><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class="">LinkedIn</span></span></a><span style="font-size: 10pt; font-family: Calibri, sans-serif;" class=""><o:p class=""></o:p></span></div><p class="MsoNormal" style="margin: 0cm 0cm 12pt; font-size: 12pt; font-family: "Times New Roman", serif; background-color: white; background-position: initial initial; background-repeat: initial initial;"><span style="font-size: 10pt; font-family: Calibri, sans-serif; color: rgb(33, 33, 33);" class=""><o:p class=""> </o:p></span></p></div></div></div></div></div></div></div></div><br clear="both" style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none;" class=""><span style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none; float: none; display: inline !important;" class="">Please consider the environment before printing this email.</span><br style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none;" class=""><br style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none;" class=""><span style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none; float: none; display: inline !important;" class="">This email is from Open Banking Limited, Company Number 10440081. Our registered and postal address is 2 Thomas More Square, London, E1W 1YN. Any views or opinions are solely those of the author and do not necessarily represent those of Open Banking Limited.<span class="Apple-converted-space"> </span><span class="Apple-converted-space"> </span></span><br style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none;" class=""><br style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none;" class=""><span style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none; float: none; display: inline !important;" class="">This email and any attachments are confidential and are intended for the above named only. They may also be legally privileged or covered by other legal rights and rules. Unauthorised dissemination or copying of this email and any attachments, and any use or disclosure of them, is strictly prohibited and may be illegal. If you have received them in error, please delete them and all copies from your system and notify the sender immediately by return email. You can also view our privacy policy (</span><a href="https://www.openbanking.org.uk/privacy-policy" style="color: purple; text-decoration: underline; font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255);" class="">https://www.openbanking.org.uk/privacy-policy</a><span style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none; float: none; display: inline !important;" class="">).</span><br style="caret-color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration: none;" class=""></div></blockquote></div><br class=""></div></body></html>