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<p class="MsoNormal"><span style="color:#1F497D">For Card transactions ... One way to represent is using MCC code or SIC code.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:8.0pt;font-family:NotoSerif-Bold;color:#333333">Category
</span></b><span style="font-size:8.0pt;font-family:NotoSerif;color:#333333">string Transaction category, preferably MCC or SIC.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:8.0pt;font-family:NotoSerif-Bold;color:#333333">SubCategory
</span></b><span style="font-size:8.0pt;font-family:NotoSerif;color:#333333">string Transaction category detail<o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:NotoSerif-Bold;color:#333333">Reference
</span></b><span style="font-size:8.0pt;font-family:NotoSerif;color:#333333">string A tracking reference identifier<o:p></o:p></span></p>
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<p class="MsoNormal"><b>From:</b> Openid-specs-fapi [mailto:openid-specs-fapi-bounces@lists.openid.net]
<b>On Behalf Of </b>Suhas Chatekar via Openid-specs-fapi<br>
<b>Sent:</b> Thursday, October 13, 2016 8:47 AM<br>
<b>To:</b> openid-specs-fapi@lists.openid.net<br>
<b>Subject:</b> [Openid-specs-fapi] Where are MIDs?<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span lang="EN-GB" style="font-family:"Helvetica Neue";color:#212121;background:white;mso-fareast-language:EN-GB">All,</span><span lang="EN-GB" style="font-size:14.0pt;font-family:"Times New Roman",serif;mso-fareast-language:EN-GB"><o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN-GB" style="font-family:"Helvetica Neue";color:#212121;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN-GB" style="font-family:"Helvetica Neue";color:#212121;mso-fareast-language:EN-GB">I have been looking through the specs, specifically around the API to get transactions from an account. <o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN-GB" style="color:#212121;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN-GB" style="font-family:"Helvetica Neue";color:#212121;mso-fareast-language:EN-GB">Today, you can use services of card networks or PSPs to retrieve the transactions made on a card/bank account with
the consent from the account holder. These transactions have a MID that tells us which merchant and outlet did the transaction happen at. <o:p></o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN-GB" style="font-family:"Helvetica Neue";color:#212121;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="background:white"><span lang="EN-GB" style="font-family:"Helvetica Neue";color:#212121;mso-fareast-language:EN-GB">In the OepnId specs, when I download transactions from a bank account, how do I know which transactions were payments
made to a merchant and which merchant which outlet of the merchant was the payment made to? Or this is something outside of the specs?<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;mso-fareast-language:EN-GB">Regards,<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;mso-fareast-language:EN-GB">Suhas<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:8.5pt;font-family:"Arial",sans-serif;color:#951226;mso-fareast-language:EN-GB"><o:p> </o:p></span></b></p>
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<p class="MsoNormal" style="text-autospace:none"><b><span style="font-size:8.5pt;font-family:"Arial",sans-serif;color:#951226;mso-fareast-language:EN-GB">Suhas Chatekar</span></b><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:#1F497D;mso-fareast-language:EN-GB"><br>
</span><span style="font-size:8.5pt;font-family:"Arial",sans-serif;color:#951226;mso-fareast-language:EN-GB">Solutions Architect, Group Architecture</span><span style="font-size:12.0pt;font-family:"Times New Roman",serif;color:#1F497D;mso-fareast-language:EN-GB"><br>
</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#666666;mso-fareast-language:EN-GB">Cutlers Exchange,123 Houndsditch <br>
London, EC3A 7BU <o:p></o:p></span></p>
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