[Openid-specs-fapi] EPI (European Payment Initiative)

Anders Rundgren anders.rundgren.net at gmail.com
Thu Mar 5 05:59:50 UTC 2020

After the European Central Bank correctly found that their prestigious SEPA payment system doesn't really work as intended, they started a project which apparently will be unveiled later this month.

References: https://www.linkedin.com/posts/andersrundgren_according-to-httpslnkdindntuars-the-activity-6641199373445275648-b45m

This will be the litmus test for the PSD2 PISP concept.  Since authorization of an instant payment transaction is [almost] exclusively an affair between the user (account holder) and their bank, I still don't see what Payment Initation actually brings to the table.


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