[Openid-specs-fapi] Dual mode Open Banking APIs

Anders Rundgren anders.rundgren.net at gmail.com
Tue Oct 22 05:16:54 UTC 2019

A months has passed and it begins looking quite promising:

Updated: https://cyberphone.github.io/doc/saturn/openbanking-api-for-saturn.pdf


On 2019-09-21 10:26, Anders Rundgren wrote:
> This is probably not a use case people subscribed to this mailing list is particularly interested in.
> However, there are a couple of reason why this is a relevant issue:
> - If the bank can use the API themselves it will likely be better maintained
> - If the consumer payment market rather prefers schemes like Swish, TWINT, MobilePay https://empsa.org/ , <https://empsa.org/> FAPI and similar Open Banking APIs could fall in importance
> FWIW, I have just started (yesterday...) to investigate how Open Banking APIs could work in a local scenario:
> https://github.com/cyberphone/swedbank-psd2-saturn
> Swedbank uses the Berlin Group API but I guess the differences (on a higher level) compared to FAPI are not that big.
> Anyway, since I'm not versed in OAuth2, I wonder if anybody out there have any ideas how to "patch" OAuth2 in such a way that an Open Banking API implementation could work in both local and remote mode without moving [too] many parts?  Local mode = trusted service not needing user consent.
> Cheers,
> Anders

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