[Openid-specs-fapi] W3C PaymentHandler - Impact on Open Banking

Anders Rundgren anders.rundgren.net at gmail.com
Fri May 24 05:52:28 UTC 2019

s/do longer/no longer/
On 2019-05-24 07:31, Anders Rundgren wrote:
> The "where-are-you-from" problem which also affects "PayWithYourBank" schemes has finally gotten a solution in the release version of Chrome.
> That is, on-line Merchants do longer need to figure out:
> - Which bank you want to use
> - Which payment networks/methods you have
> The Browser does that (under Your supervision).
> Will this then become the norm?  Although PaymentHandler is cool, 360° native wallets have more power and better security.
> The W3C do not realize that neither the industry nor the customers care that much about the "true Web".  What though nobody wants are tons of "competing" apps but that's a Darwinian issue rather than a technical one.
> With respect to Open Banking this looks like yet another blow at the PISP concept although not of the same magnitude as:
> https://www.linkedin.com/feed/update/urn:li:activity:6537211377667321856/
> Anders

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