[Openid-specs-fapi] PaymentRequest traction. Re: [Minutes] 27 June 2019 WPWG teleconference

Anders Rundgren anders.rundgren.net at gmail.com
Fri Jun 28 12:43:19 UTC 2019

On 2019-06-27 22:38, Ian Jacobs wrote:
> Dear Web Payments Working Group,
> Minutes from today’s call:
>    https://www.w3.org/2019/06/27-wpwg-minutes

Dear Payment WG,

I understand that you see Merchants as the primary "driver" for PaymentRequest.

However, Merchants cannot really do that much outside what PSPs and Banks support.
The latter continue investing in [native mode] Mobile payment systems because it does in their opinion not make sense to have specific solutions for the Web.  In fact, most of them are targeting the entire spectrum of consumer payments, including P2P.

A noteworthy characteristic of Mobile payment applications is that they come with *built-in security solutions*.  This presumable also has implications with respect to FIDO2/WebAuthn for payments.

If you want PaymentRequest to get more traction your best option may be creating a "bridge" between the PC/Web and the mentioned Mobile payment systems like outlined here:

If you can achieve a working bridge using another method that's fine; but whatever scheme you come up with it has to be *much* better than the existing solutions in order to motivate a conversion.

Anders Rundgren

> Next call 11 July:
>   https://github.com/w3c/webpayments/wiki/Agenda-20190711
> Ian
> --
> Ian Jacobs <ij at w3.org>
> https://www.w3.org/People/Jacobs/
> Tel: +1 718 260 9447

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