[Openid-specs-fapi] Fwd: Letter from Vice-President Valdis Dombrovskis: Comments about Redirection

Dave Tonge dave.tonge at momentumft.co.uk
Fri Feb 22 09:25:12 UTC 2019


I just received this and think it may be of interest to you:

Please find attached a letter and attachment from Commission Vice President

He has made some discouraging comments about redirection to webpages and

“*I would like to encourage industry players to shift their attention away
from authentication methods that are redirecting TPP customers to the
banks' webpages (or apps). This cannot be the basis for innovative and
competitive European payment services. *Instead, the focus should in my
view be on the development of convenient and secure new authentication
methods. Such new forms of authentication, which are now more and more
widely used, can be linked to e-IDs, issued by public authorities or
private entities as in the Nordic countries, that may be used by customers
with numerous market participants…”

…“I also invite industry players to work together to find practical
solutions to other problems that payment initiation service and/or account
information service providers are facing. One of them is the regular
renewal, every 90 days, of consent for the TPPs’ access to accounts. This
consent renewal requires *strong customer authentication, which would be a
major inconvenience if done for each bank using conventional authentication
methods and possibly redirection to the banks’ authentication pages.*”

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