[Openid-specs-fapi] Discovery & PAYM

n-sakimura n-sakimura at nri.co.jp
Thu Jan 11 04:06:04 UTC 2018


FYI, here is the API documentation for UPI.



From: Openid-specs-fapi [mailto:openid-specs-fapi-bounces at lists.openid.net] On Behalf Of Suhas Chatekar via Openid-specs-fapi
Sent: Wednesday, January 10, 2018 7:48 AM
To: Financial API Working Group List <openid-specs-fapi at lists.openid.net>
Cc: Suhas Chatekar <suhas.chatekar at gmail.com>
Subject: Re: [Openid-specs-fapi] Discovery & PAYM

If it is relevant to this conversation then UPI in India (https://en.wikipedia.org/wiki/Unified_Payments_Interface) works in exactly the same way. It may be easier to find out how UPI works.


On Tue, 9 Jan 2018 at 22:43 Dave Tonge via Openid-specs-fapi <openid-specs-fapi at lists.openid.net<mailto:openid-specs-fapi at lists.openid.net>> wrote:
Hi everyone

We discussed in one of the previous calls about a UK service called Paym: https://paym.co.uk/ and I agreed to send a short note to the list.

The discussion was in the context of CIBA which requires a user identifier to start the flow. The Paym system allows consumers in the UK to make payments to a phone number. I don't know the technical details of the system but essentially it allows for the discovery of account number and sort code from a user's phone number.

Such a system would enhance the usability of CIBA flows for payments.

Dave Tonge
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