[Openid-specs-fapi] problems with Zelle in the us

Tom Jones thomasclinganjones at gmail.com
Mon Apr 23 14:51:09 UTC 2018

I have been pushing hard for strong identities for all parties to a
financial transaction. This article from the NY Times shows that the
identity for the user is one of the entities identities that is being
attacked as well. There is a tendency to add the phone number as a strong
identity when we have ample evidence that it is not so. Any federation
systems needs to strongly identify the client and the bank, but should also
address the identifiers used by the customer.


Peace ..tom
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