[Openid-specs-fapi] Taking Credit Transfer to the POS

[Anders Rundgren]

Ladies & Gentlemen,

This posting represents a somewhat diverging view on the utility of Open Banking/PSD2 type of APIs when applied to consumer payments.

The main intent is highlighting a few issues that you may not be fully aware of.

https://github.com/cyberphone/saturn/blob/master/PSD2.md#purpose-of-psd2

Sincerely,
Anders Rundgren
Independent Payment System Architect/Developer