[Openid-specs-fapi] FAPI/OB relation to W3C Payment Request

Dave Tonge dave.tonge at momentumft.co.uk
Tue Nov 28 09:51:49 UTC 2017

Hi Anders,

Thanks for sending this through and the other emails about OpenWallet.

In my mind, the Payments Request API and OpenBanking APIs can work well
together and have little overlap.

The PISP (payment initiation service provider) use-case in OpenBanking is
essentially a standards-compliant API based method for third parties to
initiate payments on behalf of end-customers.
This capability can be used for e-commerce, accounting software,
peer-to-peer payments, etc.

It sounds sensible for Worldpay to register as a PISP and provide an
interface to the Payment Request API.


On 28 November 2017 at 06:10, Anders Rundgren via Openid-specs-fapi <
openid-specs-fapi at lists.openid.net> wrote:

> WorldPay is trying to use UK's Open Banking with W3C's Payment Request API.
> They seem to be pretty alone with this effort.
> I find this somewhat strange, wasn't one of the core the intentions
> enabling on-line payments?
> BTW, Open Banking and STET describe the flows with a Merchant, I can't
> find that in the FAPI documents.
> Anders
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Dave Tonge
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