[Openid-specs-fapi] Where are MIDs?

Saxena, Anoop Anoop_Saxena at intuit.com
Sat Oct 15 00:46:33 UTC 2016

For Card transactions ... One way to represent is using MCC code or SIC code.

Category string Transaction category, preferably MCC or SIC.
SubCategory string Transaction category detail
Reference string A tracking reference identifier

From: Openid-specs-fapi [mailto:openid-specs-fapi-bounces at lists.openid.net] On Behalf Of Suhas Chatekar via Openid-specs-fapi
Sent: Thursday, October 13, 2016 8:47 AM
To: openid-specs-fapi at lists.openid.net
Subject: [Openid-specs-fapi] Where are MIDs?


I have been looking through the specs, specifically around the API to get transactions from an account.

Today, you can use services of card networks or PSPs to retrieve the transactions made on a card/bank account with the consent from the account holder. These transactions have a MID that tells us which merchant and outlet did the transaction happen at.

In the OepnId specs, when I download transactions from a bank account, how do I know which transactions were payments made to a merchant and which merchant which outlet of the merchant was the payment made to? Or this is something outside of the specs?


Suhas Chatekar
Solutions Architect, Group Architecture
Cutlers Exchange,123 Houndsditch
London, EC3A 7BU

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