[Openid-specs-fapi] Draft Meeting notes 2016-08-17 availabe

Henrik Biering hb at peercraft.com
Tue Aug 23 22:29:14 UTC 2016

Hi all
here is an update to the meeting notes - including a couple of links to 
Mobilepay as promised.

Nat: Please update the meeting notes section 4.4 as provided below. I do 
not think that I have access to edit the wiki.
(Most importantly "Danish Bank" is replaced with "Danske Bank" (the 
original name) to avoid confusion with danish banks in general.

BTW: I have now got a couple of redirects closer to the person 
responsible for Open Banking, but still waiting for the final contact.


      4.4.   Danske Bank

Henrik is still waiting the response from Danske Bank, who is a member 
of OBDG.

Henrik then described the p2p, p2b payments in Denmark.

Danske Bank Mobilepay makes embedded use of Mastercard, Visa etc. for 
the purpose of p2p and p2b payment and it is costing them a lot in card 
handling fees. Hence they look forward to PSD2 account access. Mobilepay 
accounts that have not been validated using the Danish eID (NemID) are 
subject to transfer limitations determined by the banking authority. 
Once a user account has been validated by NemID these limits are increased.

Some information in english on Danske Bank's Mobilepay is here:

All the remaining 71 Danish bank corporations (i.e. everyone EXCEPT 
Danske Bank) have jointly developed an API for accessing user accounts 
at each other and market this solution under the common brand SWIPP. But 
it has been significantly outperformed by Mobilepay in terms of both 
users and transactions.



Den 17-08-2016 kl. 17:44 skrev Nat Sakimura via Openid-specs-fapi:
> Hi
> Draft meeting notes 2016-08-17 is available here:
> https://bitbucket.org/openid/fapi/wiki/FAPI_Meeting_Notes_2016-08-17
> Participants of the call, please review and provide fixes.
> Best,
> Nat Sakimura
> _______________________________________________
> Openid-specs-fapi mailing list
> Openid-specs-fapi at lists.openid.net
> http://lists.openid.net/mailman/listinfo/openid-specs-fapi

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